General Liability for Contractors

General Liability is the basic –minimum required- insurance for contractors. We can bundle general liability coverage with other insurance products when required, including commercial property, We offer a BOP (Business Owner Policy), that will offer more coverage at a lower premium, than purchasing separate policies. Not all businesses will qualify for a BOP, it depends on gross revenue and number of employees. Certain contractors classes will not be a fit for a BOP policy, depending on the contractor’s specialty and size of projects. Specialty work like electrical, excavation, plumbing or landscaping, require different limits and endorsements. General contractor requires higher limits and broader coverage, we can customize commercial insurance solutions to help meet your exact need.

Can’t find Insurance? Call Saberlines Insurance! We excel in finding coverage for difficult risks. We have a market for any hard-to-insure risk!   

We know that protecting your business from claims requires a deep understanding of the contracting industry. No matter the size, your business can benefit from our experience to help identify ways you can to lower your total cost of insurance.

We can work with both:

  • General building contractors
  • Specialty trade contractor.

Example Classes:

  • Carpentry
  • Concrete
  • Drywall
  • Electrician
  • Floor Installation
  • General Contractors
  • Handyman
  • HVAC 
  • Janitorial
  • Landscaping
  • Masonry
  • Painting
  • Plumbing
  • Roofing
  • Septic Tank Installation
  • Swimming Pool Service & Repair
  • Tree Trimming.

We offer simple rated Contractors General Liability. We have recently added a brand new insurance program, It is simple, and pricing is very competitive.   


Insurance Coverage Options:

  • General Liability
  • Inland Marine
  • Commercial Auto
  • Umbrella/Excess
  • Commercial Auto

Commercial Auto Liability insure vehicles owned by contractor or his employees, it pays for bodily injury, property damage to a third party as a result of an auto accident, and damages to owned vehicles related to theft, weather, and vandalism.

  • General Liability

General liability insurance is protection for business in the event that someone makes a claim against it. At any given point and on daily basis, contractors work can create claims against their business. Either bodily injury or property damage can start a legal action against the contractor.  Business liability insurance can shield the contractor against claims expenses. General Liability coverage includes protection against bodily Injury like slip and fall, property damage to customer floor or wall, furniture damage during remodeling, libel (written), slander(spoken), defamation and copyright infringement.

  • Professional liability
  • Inland Marine Contractor’s tools and equipment
  • Property
  • License Bonds
  • Umbrella
  • Workers Compensation
  • Builder’s risk

We insure Contractors who works on Commercial, Residential or Industrial projects, in CA, NV, AZ & TX.

general liability insurance common classes of Contractors we insure:

  • Landscaper
  • Pressure Washer
  • Construction
  • Carpenter
  • Plumber
  • Electrician
  • Painter
  • Handyman
  • Heating & Air
  • Floor Installation

Get your free quote today!

  • No Loss Runs Required
  • Free Blanket Additional Insured Endorsements
  • Free “Completed Operations”  Endorsements
  • Waiver of Subrogation available
  • New ventures are eligible
  • Residential and commercial work
  • Same day binder

Call 1-866-747-4242, or Email: