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Business Insurance: California Business Interruption Coverage During COVID-19

Saberlines Insurance Services

BUSINESS INSURANCE: California Business Interruption/Loss Of Income Insurance During COVID-19 Normal business interruption plans do not offer coverage regarding contagious diseases like those of COVID-19, and have not been actuarially assessed to do so, noted major insurer organizations in a report sent in to Congress members of California Thursday. The correspondence was sent in response…

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Aviation – Transportation Insurance: When Is The Report For Kobe Bryants Fatal Crash Expected?

Saberlines Insurance Services

Aviation – Transportation Insurance: The helicopter pilot who crashed and killed Kobe Bryant and eight others was almost out of blinding clouds when he reportedly plunged and crashed into a hillside in Southern California. According to an investigation update released Friday by the National Transportation Safety Board, Ara Zobayan had told air traffic control he was…

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Trucking Insurance 101 – Chadwick Of Kelt Found Fraudulently Financing Commercial Trucking Premiums From Tepco

Saberlines Insurance Services

Trucking Insurance – Insurance Premium Financing Fraud: In Spokane County Superior Court this week, Edward J. Chadwick, of Yakima, Wash., was charged with first-degree theft. Chadwick was an insurance producer, and owned a trucking insurance agency called Kelt, selling trucking insurance primarily to transport companies. He was indicted after an investigation by the Criminal Investigations Unit of Washington Insurance…

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Best Trucking Insurance Tips – Livery Insurance: Insurance Loss Runs & How To Calculate Loss Ratio.

Saberlines Insurance Services

Trucking Insurance – Livery Insurance: Loss History. What’s Loss Ratio? Loss Ratio (LR) of an Insured is the total actual paid insurance claims (including Claims expenses) on an insurance policy; compared to the actual total premium collected by the insurance carrier, for the same period. Normally LR is measured over a period of not less than…

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What’s Going On With AB5 In California (The Downfall Of Trucking, And Other Independent Contractors)

Saberlines Insurance Services

Trucking Insurance – Livery Insurance: New Bill To Enforce Workers Comp Insurance. California’s attempt to reshape the “gig” economy encountered a major roadblock earlier this month when a federal court issued a temporary injunction prohibiting truck drivers from enforcing the state’s new laws, citing a dispute with federal law. The roadblock is by no means…

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Trucking Insurance-Livery Insurance-Business Insurance Rates Are Up 2% This Quarter…

Saberlines Insurance Services

Business Insurance Rates: The trend of claims in transportation has it gaining the more significant rate increase. Business insurance trend of increased rates for specific types. Year after year increased with workers compensation seeing a 2% decrease. Read the article listed above for more information. http://www.businessinsurance.com/article/20180406/NEWS06/912320418/Propertycasualty-insurance-rates-up-in-first-quarter-MarketScout

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Trucking Insurance – Livery Insurance: Distracted Driving; Holding A Phone Could Be Illegal Starting 2019.

Saberlines Insurance Services

This Could Increase Your Trucking Insurance Or Livery Insurance Rates: It would make it illegal to hold a phone or other electronic device while driving a car or when stopped at a traffic light. Some exceptions include contacting emergency services, amateur radio operators or messaging from transit system dispatch services. This will make it difficult for…

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