Business Auto Policy

Business Auto Policy “BAP” coverage is used to insure a commercial enterprise against losses arising out of the ownership, maintenance, or use of automobiles. BAP includes both liability and physical damage coverage. The coverage may be either on a standalone or a package basis, and coverage can be either broad or narrow depending on the coverage options chosen by the insured.

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Business Auto Policy
The following covered autos options are available in the Business Auto Policy:
  1. Any Auto
  2. Owned Autos Only
  3. Owned Private Passengers Autos Only
  4. Owned (Other Than Private Passengers) Autos Only
  5. Owned Autos Subject to No-Fault
  6. Owned Autos Subject to Uninsured Motorist
  7. Specifically Described Autos
  8. Hired Autos Only
  9. Non-Owned Autos Only

Special Insurance Solutions for Non-Emergency Medical Transportation
We provide insurance for non-emergency medical transportation, ambulances, medical transport vans, and other types of commercial and livery transportation providers. Livery coverage we write includes Taxicab, Limousine & Busses:

  • For-hire transportation of patients on a contract or demand-response basis
  • Paratransit
  • Taxis
  • Car Services
  • Limousines
  • Chartered/Airport Buses
Special Insurance Solutions - For-Hire Transportation Insurance