Begin Your Truck Insurance Quote:
LIABILITY INSURANCE QUICK REFERENCE FOR TRUCKERS
- Trucking Auto Liability Insurance is a primary auto liability and covers 3rd party bodily injury and property damage resulting from the use of a truck for business purposes.
- General Liability Insurance is business or premises liability and covers 3rd party bodily injury and property damage resulting from business activities unrelated to a truck.
- Bobtail Liability Insurance is an auto liability and covers 3rd party bodily injury and property damage resulting from truck use for business while the truck is not loaded.
- Non-Trucking Liability Insurance is an auto liability and covers 3rd party bodily injury and property damage resulting from truck use for non-business.
- Truck Cargo Liability Insurance is a business liability and covers damage to 3rd party owned cargo.
- Physical Damage Insurance is property insurance and covers damage to owned or leased trucks and trailers.
- Workers’ Comp Insurance is business insurance and covers employees for injury, disease, disability, or death resulting from work only.
Do You Need High-Risk Truck Insurance?
At Saberlines Insurance, we understand not all drivers are fortunate enough to get favorable truck insurance rates year after year. Some trucking company drivers may show a high history of claims, or drivers may have bad driving records, while some trucking companies may show bad DOT safety history in the last two years!
Truck insurance premiums could be a trucking company's most noteworthy fixed costs. Yet, sometimes, even insurance at a higher premium isn’t accessible!
What Is High-Risk Truck Insurance?
High-Risk Truck Insurance programs were made and controlled by states and insurance companies to give as far as possible the minimum limits legally necessary to operate a truck for hire on the highways!
Generally, High-Risk Truck Insurance auto liability limits of $750,000 are available to any driver or trucking companies that cannot find insurance in the standard or non-standard truck insurance markets.
This coverage can be valuable for youthful drivers, drivers with new CDL, or drivers with a bad driving record as long the driver's license is active and valid at the time of the insurance and remains so throughout the policy period with filing or without.
Higher Liability limits are accessible up to $2,000,000 through a similar program with written legal requirements or other insurance carriers if the insured qualifies!
Several states contract Saberlines Insurance to offer this truck insurance program, with our agents fully trained to provide it and commercial auto insurance to drivers who need it when they have no other choice!
“Commercial auto coverage to drivers who need it when they have no other choice.”
Get a quick quote without any hassle!
Our agents are on standby to help you find
the best low-cost insurance!