Blog

Understanding Insurance Endorsements: Additional Insured, Waiver of Subrogation, and More

Understanding Insurance Endorsements: Additional Insured, Waiver of Subrogation, and More Contractors and business owners often hear terms like “Additional Insured” or “Waiver of Subrogation.” These aren’t just buzzwords. They are specific insurance endorsements. Clients or general contractors usually request them. Understanding what they mean can protect your business and ensure contract compliance. Let’s break down…

Read More

Advancements in Insurance Technology: AI, Automation, and IoT

Advancements in Insurance Technology: AI, Automation, and IoT The insurance industry is experiencing a significant transformation. Artificial intelligence (AI), automation, and the Internet of Things (IoT) are reshaping underwriting processes and enhancing customer service. These technologies enable insurers to offer more personalized, efficient, and transparent services. IoT Industry Insights+6Toxigon+6Codenomad+6 AI and Automation in Underwriting AI…

Read More

Impact of 2025 Tariffs on Trucking and Commercial Auto Insurance

Impact of 2025 Tariffs on Trucking and Commercial Auto Insurance In March 2025, President Donald Trump imposed 25% tariffs on imports from Canada and Mexico. These tariffs significantly affect trucking and commercial auto insurance sectors. AllCom Insurance+1Claimsmate+1 Increased Vehicle and Repair Costs The policy will raise prices of new vehicles and auto parts. Analysts predict…

Read More

Finding NEMT Gigs in California: Capitalizing on Growth Opportunities

California

Finding NEMT Gigs in California: Capitalizing on Growth Opportunities The Non-Emergency Medical Transportation (NEMT) market in California is expanding rapidly. By 2030, the market is projected to reach $13.87 billion, growing at a 7.05% compound annual growth rate (CAGR) through 2025. This presents substantial opportunities for NEMT providers. To secure consistent gigs in California, you…

Read More

Where to Buy Wheelchair Vans or Gurney-Equipped Vehicles in California

Wheelchair Vans

Where to Buy Wheelchair Vans or Gurney-Equipped Vehicles in California Why Reliable NEMT Vehicles Matter California’s Medi-Cal reimbursement changes in early 2024 are making wheelchair and gurney transport services more financially viable. In response to provider shortages, the California Department of Health Care Services (DHCS) is increasing reimbursement rates for NEMT providers who meet safety…

Read More

How to Start a Trucking Business

How to Start a Trucking Business: Key Steps and Permits You Need for Success Starting a trucking business can be a rewarding venture. The trucking industry is growing, and the demand for freight transportation is expected to rise in the coming years. With the right approach, including ensuring your drivers have the necessary CDL (Commercial…

Read More

Higher Pay and Benefits to Address the Growing Demand for Labor in the Trucking Industry

The trucking industry faces ongoing labor market challenges, particularly the shortage of qualified drivers. This shortage is driven by increasing retirements and a lack of younger recruits. In response, fleets are offering more competitive pay, improving work-life balance, and investing in new technology training. These strategies aim to attract and retain drivers, ensuring the continued…

Read More

Business Auto Liability: Key Changes and What They Mean for Your Business in 2025

Auto Insurance Changes in 2025: What Businesses Need to Know As we enter 2025, changes in auto insurance regulations and pricing will impact businesses that rely on vehicles. Two key changes are significant: the increase in California’s minimum liability coverage and the projected rise in premiums nationwide. Here’s what businesses need to know. California’s Increased…

Read More

Starting a Non-Emergency Medical Transportation Business

Starting a Non-Emergency Medical Transportation (NEMT) business can be a rewarding venture. This service helps individuals get to medical appointments when they cannot drive themselves. Furthermore, it provides a reliable solution for those in need. Here’s how to start your own Non-Emergency Medical Transportation business. Step 1: Research Your Market Before launching, it is important…

Read More

Winter Safety for Business: Protect Your Operations and Vehicles

Insurance Safety Tips for Winter: Protecting Your Business, Vehicles, and Workforce Winter is here, bringing icy roads, snowstorms, and freezing temperatures that can create hazardous conditions for businesses, drivers, and workers. At SaberLines Insurance, we understand the challenges that come with the season and want to help you prepare for a safe winter. Here are…

Read More