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Business Insurance: California Business Interruption Coverage During COVID-19

Saberlines Insurance Services

BUSINESS INSURANCE: California Business Interruption/Loss Of Income Insurance During COVID-19 Normal business interruption plans do not offer coverage regarding contagious diseases like those of COVID-19, and have not been actuarially assessed to do so, noted major insurer organizations in a report sent in to Congress members of California Thursday. The correspondence was sent in response…

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Livery Insurance 101: Ride Sharing Platform Uber Wins Big Ruling In Brazilian High Labor Court

Saberlines Insurance Services

Livery Insurance – Ride Sharing Insurance- Drivers Status The Brazilian High Labor Court ruled on Wednesday that there was no work arrangement between Uber and its drivers, contesting the driver of Sao Paulo. This is major news in the industry for livery insurance. Brasilia’s Federal judge ruled that Uber drivers are able to disconnect from the app…

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Truck Drivers – New DOT Drug Screening Impositions Making Their Way Into Trucking

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Truck Drivers Drug Screening: In WASHINGTON, DC, truck drivers will soon face oral fluid monitoring for illegal substances under a new U.S. regulation. Health, and Human Services Agency the Department of Health and Human Services. The introduction of oral fluid specimens into the Mandatory Guidelines for Federal Workplace Drug Testing Programs emerges as discussions on developing…

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Best Trucking Insurance Tips – Livery Insurance: Insurance Loss Runs & How To Calculate Loss Ratio.

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Trucking Insurance – Livery Insurance: Loss History. What’s Loss Ratio? Loss Ratio (LR) of an Insured is the total actual paid insurance claims (including Claims expenses) on an insurance policy; compared to the actual total premium collected by the insurance carrier, for the same period. Normally LR is measured over a period of not less than…

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What’s Going On With AB5 In California (The Downfall Of Trucking, And Other Independent Contractors)

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Trucking Insurance – Livery Insurance: New Bill To Enforce Workers Comp Insurance. California’s attempt to reshape the “gig” economy encountered a major roadblock earlier this month when a federal court issued a temporary injunction prohibiting truck drivers from enforcing the state’s new laws, citing a dispute with federal law. The roadblock is by no means…

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California Assembly Bill 5

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Enforcing Workers Comp Insurance In CA An act to amend Section 3351 of, and to add Section 2750.3 to, the Labor Code, and to amend Sections 606.5 and 621 of the Unemployment Insurance Code, relating to employment, and making an appropriation therefor. What Is The California Assembly Bill 5? The California Assembly Bill 5 was…

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Trucking Insurance-Livery Insurance-Business Insurance Rates Are Up 2% This Quarter…

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Business Insurance Rates: The trend of claims in transportation has it gaining the more significant rate increase. Business insurance trend of increased rates for specific types. Year after year increased with workers compensation seeing a 2% decrease. Read the article listed above for more information. http://www.businessinsurance.com/article/20180406/NEWS06/912320418/Propertycasualty-insurance-rates-up-in-first-quarter-MarketScout

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Trucking Insurance- Autonomous Vehicles: Could We Accept Robots Killing People Instead Of People Killing People?

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Trucking Insurance – Autonomous Vehicles Robots As early as late next year, autonomous U.S. trucks could be driving solo… A study this month from the RAND Corporation, a California-based think-tank, says introducing autonomous vehicles sooner rather than later, even before self-driving trucks are perfected, could save thousands of lives each year. “Our work suggests that it is sensible…

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